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Komisi Deposit Withdraw InstaForex 2026

Komisi deposit dan withdraw InstaForex lengkap 2026. Bank lokal, e-payment, crypto dengan perbandingan biaya.

Instaforex Indonesia

• 3 min read

Komisi Deposit Withdraw InstaForex 2026

Berapa komisi deposit dan withdraw InstaForex? Lengkap semua metode pembayaran 2026.

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Apakah Ada Komisi?

Jawaban: Tergantung metode pembayaran.

| Metode | Deposit | Withdraw | |--------|---------|----------| | Bank Lokal | GRATIS | Ada biaya | | E-Payment | Ada | Ada | | Crypto | Ada | Ada | | Wire Transfer | Ada | Ada |

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Bank Lokal (Indonesia)

Metode Bank Lokal

    1. BCA
    2. Mandiri
    3. BNI
    4. BRI
    5. Danamon

Komisi Bank Lokal

| Tipe | Biaya | |------|-------| | Deposit | GRATIS | | Withdraw | Rp 15,000 - Rp 30,000 |

Proses:

    1. Deposit: 5-30 menit
    2. Withdraw: 1-24 jam

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E-Payment

1. Perfect Money

| Tipe | Komisi | |------|--------| | Deposit | 0% - 2% | | Withdraw | 0% - 2% |

Min: $1 Max: Tidak ada

2. FasaPay

| Tipe | Komisi | |------|--------| | Deposit | 0.5% | | Withdraw | 0.5% |

Min: $1 Proses: 1-5 jam

3. Skrill

| Tipe | Komisi | |------|--------| | Deposit | 1% | | Withdraw | 1% |

Min: $10

4. Neteller

| Tipe | Komisi | |------|--------| | Deposit | 1% | | Withdraw | 1% |

Min: $10

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Cryptocurrency

1. Bitcoin (BTC)

| Tipe | Komisi | |------|--------| | Deposit | 0% | | Withdraw | 0% + network fee |

Network fee: ~$5-20 (tergantung network)

2. USDT (Tether)

| Tipe | Komisi | |------|--------| | Deposit | 0% | | Withdraw | 0% + network fee |

Network fee: ~$1-5 (TRC20) / $5-20 (ERC20)

3. Ethereum (ETH)

| Tipe | Komisi | |------|--------| | Deposit | 0% | | Withdraw | 0% + gas fee |

Gas fee: ~$5-30 (tergantung gas)

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Wire Transfer

Bank Wire

| Tipe | Komisi | |------|--------| | Deposit | $20 - $50 | | Withdraw | $20 - $50 |

Min: $500 Proses: 3-7 hari kerja

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Perbandingan Semua Metode

Deposit Fee

| Metode | Fee | Min | Proses | |--------|-----|-----|--------| | Bank Lokal | GRATIS | Rp 100,000 | 5-30 menit | | Perfect Money | 0-2% | $1 | Instant | | FasaPay | 0.5% | $1 | 1-5 jam | | Bitcoin | 0% | $10 | 1-3 jam | | USDT | 0% | $10 | 1-3 jam | | Wire Transfer | $20-50 | $500 | 3-7 hari |

Withdraw Fee

| Metode | Fee | Min | Proses | |--------|-----|-----|--------| | Bank Lokal | Rp 15,000 | Rp 100,000 | 1-24 jam | | Perfect Money | 0-2% | $1 | 1-3 jam | | FasaPay | 0.5% | $1 | 1-5 jam | | Bitcoin | Network fee | $10 | 1-3 jam | | USDT | Network fee | $10 | 1-3 jam | | Wire Transfer | $20-50 | $500 | 3-7 hari |

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Cara Deposit Terbaik

Untuk Deposit Kecil (<$100)

Rekomendasi: Bank Lokal

Alasan:

    1. Gratis
    2. Cepat
    3. Mudah

Untuk Deposit Menengah ($100-$1000)

Rekomendasi: Bank Lokal atau USDT (TRC20)

Alasan:

    1. Bank lokal: gratis
    2. USDT: privacy, fee rendah

Untuk Deposit Besar (>$1000)

Rekomendasi: USDT (TRC20) atau Wire Transfer

Alasan:

    1. USDT: fee sangat rendah
    2. Wire: legal untuk perusahaan

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Cara Withdraw Terbaik

Untuk Withdraw Kecil (<$100)

Rekomendasi: Bank Lokal atau FasaPay

Alasan:

    1. Bank lokal: Rp 15,000 flat
    2. FasaPay: 0.5%

Untuk Withdraw Menengah ($100-$1000)

Rekomendasi: Bank Lokal

Alasan:

    1. Fee flat Rp 15,000-30,000
    2. Cepat (1-24 jam)

Untuk Withdraw Besar (>$1000)

Rekomendasi: USDT atau Bank Lokal

Alasan:

    1. USDT: fee rendah
    2. Bank lokal: legal, cepat

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Contoh Perhitungan

Contoh 1: Deposit $100 via Bank Lokal

Fee: Rp 0 (GRATIS)

Total transfer: Rp 1,500,000 (asumsi rate $1 = Rp 15,000)

Dana masuk: $100

Contoh 2: Withdraw $100 via Bank Lokal

Fee: Rp 15,000

Dana ditarik: $100 = Rp 1,500,000

Dana diterima: Rp 1,500,000 - Rp 15,000 = Rp 1,485,000

Contoh 3: Withdraw $1000 via Bank Lokal

Fee: Rp 30,000

Dana ditarik: $1000 = Rp 15,000,000

Dana diterima: Rp 15,000,000 - Rp 30,000 = Rp 14,970,000

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Tips Hemat Komisi

1. Deposit

Tips:

    1. Gunakan bank lokal (gratis)
    2. Deposit dalam jumlah besar sekali daripada kecil berkali-kali
    3. Hindari wire transfer untuk jumlah kecil

2. Withdraw

Tips:

    1. Withdraw dalam jumlah besar
    2. Gunakan bank lokal (fee flat)
    3. Hindari withdraw sering kecil-kecil

3. E-Payment

Tips:

    1. Pilih yang fee paling rendah (FasaPay 0.5%)
    2. Hindari Skrill/Neteller (fee 1% + konversi)

4. Crypto

Tips:

    1. Gunakan USDT TRC20 (fee paling rendah)
    2. Hindari BTC Ethereum saat network ramai (gas mahal)

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Perbandingan dengan Broker Lain

Deposit Fee Bank Lokal

| Broker | Deposit | Withdraw | |--------|---------|----------| | InstaForex | GRATIS | Rp 15,000 | | FBS | GRATIS | Rp 15,000 | | OctaFX | GRATIS | Rp 20,000 | | XM | Tidak ada bank lokal | - |

Kesimpulan: InstaForex kompetitif!

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Cara Cek Fee Real-time

Di Client Cabinet

  1. Login ke cabinet.instaforex.com
  2. Menu "Deposit" atau "Withdrawal"
  3. Pilih metode
  4. Lihat fee di detail

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Kesimpulan

Komisi Deposit:

    1. Bank Lokal: GRATIS
    2. E-Payment: 0.5-2%
    3. Crypto: 0% (network fee apply)
    4. Wire: $20-50

Komisi Withdraw:

    1. Bank Lokal: Rp 15,000-30,000
    2. E-Payment: 0.5-2%
    3. Crypto: Network fee
    4. Wire: $20-50

Rekomendasi: Gunakan Bank Lokal untuk kemudahan dan fee rendah.

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Next Steps

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